Introduction
Dreaming of owning a home in Provence, Paris, or the French Riviera? You’re not alone. Buying property in France as a foreigner is absolutely possible—and increasingly common. Whether you’re from the UK, the US, Canada, or elsewhere, thousands of international buyers successfully purchase real estate in France every year.
In this guide, we’ll walk you through everything you need to know to buy property in France as a non-resident, including legal steps, financing, tax implications, and insider tips for a smooth and secure transaction.
Can Foreigners Buy Property in France?
Yes—without restrictions
France has no legal restrictions on foreign ownership of real estate. You do not need to be a resident or even hold a visa to buy a property. Whether it’s a vacation home, an investment, or a future retirement base, France is one of Europe’s most open markets for international buyers.
👉 Important: Ownership does not automatically grant residency—but it can help with visa applications.
Step 1: Define Your Budget and Financing Options
Know your costs and financial capabilities
Foreign buyers can purchase with cash or take out a French mortgage, although lending conditions are stricter for non-residents.
Key financial considerations:
- Property price
- Notaire (legal) fees: ~7–8% for existing properties
- Agency fees: Often included in the asking price
- Renovation/maintenance costs (if applicable)
- Currency exchange risks
👉 Tip: Work with a currency specialist to lock in favorable EUR conversion rates.
Step 2: Find the Right Property with a Local Expert
Use a bilingual real estate agent for maximum clarity
Buying in France involves different legal frameworks and market practices than in Anglo-Saxon countries. It’s essential to have a trusted, bilingual advisor who understands both systems.
At Honoré Immobilier, we specialize in working with foreign buyers and offer:
- Tailored property searches
- Off-market listings
- Due diligence and negotiation support
👉 Regions popular with foreign buyers include: Aix-en-Provence, the Luberon, Paris, Nice, and Bordeaux.
Step 3: Make an Offer and Sign the Compromis de Vente
The preliminary contract: legally binding and crucial
Once your offer is accepted, you’ll sign a Compromis de Vente, a preliminary contract that outlines all terms and conditions of the sale.
What it includes:
- Buyer and seller identities
- Property description
- Price and deposit (usually 5–10%)
- Legal conditions (clauses suspensives)
👉 You’ll then enter a 10-day cooling-off period where you can withdraw without penalty.
Step 4: Complete Legal Checks and Finalize the Sale
The notaire handles due diligence and registration
In France, all real estate sales must go through a notaire, a public official responsible for verifying the legality of the transaction.
Their role includes:
- Title verification
- Checking property boundaries, servitudes, planning issues
- Handling the deed and tax payments
- Officially registering the sale
👉 The final act (Acte de Vente) is typically signed 3-4 months after the compromis.
Step 5: Understand Taxes, Visas, and Ownership Structures
What to know post-purchase
Buying a home in France as a foreigner has tax and legal implications—especially regarding inheritance, rental income, and residency.
Things to consider:
- Annual property taxes: Taxe Foncière, Taxe d’Habitation
- Rental income taxation (if applicable)
- Setting up an SCI (Société Civile Immobilière) for estate planning
- Applying for a long-stay visa (Visa de Long Séjour) if you wish to stay more than 90 days
👉 Consult a cross-border tax advisor to optimize your situation.
Conclusion: Buying in France is Achievable—with the Right Guidance
With no restrictions on foreign ownership, solid legal protection, and high-quality properties, France is one of the best destinations for international buyers. By working with local experts, understanding the steps, and planning ahead, you can confidently purchase your dream home in France.
🔔 Ready to Start Your French Property Journey?
- 📩 Get in touch for a personalized property search contact us at +33 6 51 43 26 62
🔗 Related Articles (Internal Links)
- Top 5 Neighborhoods in Aix-en-Provence for International Buyers
- Why Americans Are Buying Homes in Provence
